When you move in you will be asked about insurance.
Do I need insurance?
If it’s worth storing, it’s worth insuring. Even with our high level of safety and security, accidents and natural disasters can occur. Fort Knox Self Storage has insurance on our facilities, this does not include your goods. Anything that you put into storage is your sole responsibility. Would you leave your precious goods uninsured in your home?
How much will it cost?
It’s really cheap at $2.50 per month for the minimum $5000 worth of cover and $0.50 per $1000 of cover above that. It is very affordable for the peace of mind you will have, knowing that if anything does go wrong you are covered financially. For a mere $12.50 per month you can cover $25000 worth of your belongings. That’s less than the cost of one lunch.
Who am I covered by?
The insurance is covered by AON/ QBE Insurance (Australia) Limited. Your goods are covered by a specialist storage unit policy. The policy covers your goods against loss or damage occurring from events such as fire, earthquake, explosion, water damage, theft etc. Your belongings are covered whilst they are securely locked in your storage unit.
Can I cover everything?
Your storage insurance covers household items, clothing, furniture, electrical goods, computers, camping equipment, musical instruments, etc. It does not cover cars, boats motorbikes and caravans, these are usually covered by motor insurers. Some items such as fur coats, cash, paint and tobacco cannot be covered by storage insurance.
Insurance just for storage
Will my home contents insurance cover that?
Your home contents insurance only covers items at your address. Once your belongings are placed into storage they are no longer covered.
How much insurance will I need?
The amount of insurance you get should cover the cost of replacing your items. Work out the cost to replace each item and add them together.
A picture is worth a thousand words.
It is a good idea to take clear and detailed photos of your items before you put them into storage. It may make it easier if you need to claim.